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For example, aftermarket kits exist to backdate something like a 2007 Ford Shelby Mustang GT 350 to look like a 1969 Ford Mustang.

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Upfront and honest insurance agents cannot and will not backdate a policy like this.

You may wonder, why would a customer even want this?

Backdating a policy like this means that the independent agent says the customer has insurance at a time they did not actually have it.

This is not only illegal, it is actually a form of insurance fraud.

You might have heard someone say, “Yeah, I just finished backdating my car, and it looks sweet!